|
意外身故、烧伤及残疾保障 Accidental Death, Burns and Dismemberment
旅行期间因意外事故导致的身故、烧伤及残疾，我们将一次性付给保险金。
We will pay the insured a lump sum payment in the event of a death, burns or dismemberment as a result of an accident.
双倍给付意外伤害 Double Indemnity
旅行期间以乘客身份搭乘公共交通工具（包括出租车，公交班车）时发生意外事故引致的身故、烧伤及伤残，除获以上意外身故、烧伤或伤残赔付金额，我们将再按同等金额给付保险金．
An amount equal the above benefit shall be paid to the insured who suffers from an accident that result in death, burns or dismemberment while riding as a fare paying passenger in common carrier(include taxi and buses)during the travelling.
医药补偿 Medical Reimbursement
旅行期间因意外事故或罹患疾病需要在医院进行必要治疗，我们将补偿实际医药费用。
We will reimburse the actual medical expenses due to an accidental injury or sickness.
医疗运送和送返 Medical Evacuation & Repatriation
旅行期间遭遇意外事故或罹患疾病，如从医疗角度认定为有运送和送返必要的，美国国际支援服务公司(AIG Assist)将安排及提供医疗运送和送返的服务，我们将承担所发生的相关费用。
If the insured sustains an accidental injury or sickness while travelling and requires medical evacuation upon recommendation by AIG Assist or its authorized representative,AIG Assist shall arrange medical evacuation and repatriation and we will pay the costs incurred..
身故遗体送返Repatriation of Remain
旅行期间遭遇意外事故或罹患疾病不幸身故，美国国际支援服务公司(AIG Assist)将安排遗体送返所住地，我们将承担所发生的相关费用。
In case of death of the insured as a result an accident or sickness,AIG Assist shall arrange the repatriation of remains or ash of the residential address and we will pay the cost incurred.
旅行者随身财产 Loss of Personal Effects
旅行期间随身财产被盗窃或抢劫，或因其他第三方责任遗失、损坏，我们将支付重新购买或修补的费用。
We will pay the insured loss or damage of personal baggage and effects due to theft or robbery or the third party's liability.
个人钱财 Loss of Money
旅行其间的个人钱财被盗窃或抢劫，我们将赔偿实际损失的钱财。
We will pay the insured loss of money due to theft or robbery.
旅程延误 Travel Delay
若由于恶劣天气、自然灾害、机械故障、罢工、劫持而导致飞机或轮船延误连续五小时以上，我们将按保险合同约定的金额赔偿被保险人。
We will pay an amount for travel delay over 5 hours due to inclement weather, natural disaster equipment failure, strike or hijack.
旅程缩短 Trip Curtailment
旅行其间因遭受劫持、或因医疗原因需医疗运送、遣返或住院治疗，或被保险人直系亲属死亡、遭受严重伤害或患重病，或公共交通工具乘运人雇员罢工、暴动自然灾害或旅行目的地突发传染病而无法正常旅行时，我们将赔偿该次旅行实际未使用且不可退还的旅行费用。
We will reimburse the loss of non-refundable travel fare and/or accommodation expenses, if the journey is interrupted by hijack, in the situation of medical evacuation & repatration, death or serious injury of Insured Person’s immediate family members, sudden occurrence of strike, riot, natural disasters or epidemic at travel destination.
旅游证件遗失 Loss of Travel Documents
我们将赔偿因遗失护照、旅行票据及其它旅游证件所支付的重置费用及为重置而发生的相关额外的交通和酒店住宿费用．
In event of loss passport,travel tickets and other travel documents, we will pay the cost of replacement as well as additional travel expenses, hotel accommodation expenses incurred.
个人责任 Personal Liability
旅行其间因意外事故导致第三方身体伤害或财产损失，我们将补偿被保险人依法实际支付给第三方的赔偿金额。
In event of an accident that involves third party, we will pay legal expenses and compensation for bodily injury or property damage to the third party.
旅程取消 Trip Cancellation
赔偿被保险人因合同约定的旅程取消所损失的所有预付而实际未使用且不可退还的旅行费用。
We will pay the irrecoverable deposits or charges paid in advance in the event of unavoidable cancellation of business travel.
慰问探访费用补偿 Compassionate Visit
旅行其间若被保险人身故或遭受意外事故或罹患疾病致严重伤害住院治疗，我们将给付被保险人一名成年直系亲属前往其所在地探访或照顾被保险人的合理的交通及食宿费用。
In the event of death or hospitalization of the insured due to accident or sickness while traveling,we will reimburse the in sured's one adult immediate family member traveling expenses to the insured's place and reasonable accommodation incurred.
行李延误 Baggage Delay
旅行其间在被保险人抵达预定目的地8小时后，若其随行托运行李仍未送抵，赔偿被保险人于当地购买生活必须品而发生的合理费用。
We will reimburse the insured the emergency purchase of the necessities in event of delay of the baggage for over 8 hours from the time of arrival at destination(not included original departure place or residential place) .
|
